Dividing total federal debt by the population gives each person's share of the bill, which now works out to about $116,800 against a Census Bureau count of roughly 343 million people. Adjusted for inflation, that is a little more than three times the 2001 figure. The financial crisis and the pandemic account for much of the climb, when borrowing rose far faster than the population did.
Source: U.S. Census Bureau and U.S. Treasury, via USAFacts